Introducing Attorney Evan Granowitz
Posted on January 26, 2012
Filed Under Business | Leave a Comment
Evan Granowitz is a highly sought after civil litigation attorney. He is also one of the younger civil law minds today. As such, he has truly earned the “Rising Star” title that is awarded by “Super Lawyers” magazine. This awe-inspiring feat is something that only very smart and successful lawyers ever earn. Those who do make this list are nominated and voted upon by their peers. This is the second time that Evan Granowitz has made the list. The first time was in 2009 and he has once again made it now in 2010.
Having graduated from Boalt Hall Law School at the University of California in 2004 Evan Granowitz’ accomplishment is considered to be astounding. He has only been practicing law now for seven years. Nevertheless, he already has a reputation that would make a lot of other attorneys envious. One of these accomplishments is his associate position at the prestigious Wolf Group law firm, which is located in Los Angeles, California.
Specializing in civil law, Evan Granowitz has earned several awards. Some of these awards were attained while he was still in school. Nevertheless, these awards ensure that Evan Granowitz is able to clarify the law for his clients while dispelling any misconceptions. This is important whenever you consider that the national civil code states that civil law is to uphold the rights of both people and organizations who are involved in disputes. It involves the following:
· Tort is the breach in civil duty that harms or damages someone else. It includes car accidents, slander, libel, medical malpractice and product liability.
· Contracts are any legally enforced agreement between parties. It includes rentals, business dealings, partnerships, loans, relationships and insurance. These may be engaged, implied, explicit or human relationship agreements.
· Properties have to do with real estate.
Civil lawyers work with either the plaintiff or the defendant in such cases. Evan Granowitz has worked with both and in doing so has become endeared to numerous people along the way. As such, Evan Granowitz’s reputation has actually preceded him, making him well-known.
Evan Granowitz keeps busy with his group. He doesn’t seek after a lot of the promotions that many new, young lawyers get wrapped up in. Regardless of where he is, Evan Granowitz ensures that he is available to his clients. You can reach him through the Orange County Bar Association office where he has an active membership.
Insuring your bar or tavern
Posted on January 9, 2012
Filed Under Business, Finance, Loan, Long Term Financial Plan, Marketing Strategy, Product, Promotion, Sales, Saving Money, Uncategorized | Leave a Comment
When trying to insure your bar, tavern or any other place that sells alcohol, the most important thing is to plan everything ahead. By selling alcohol to the public your business automatically engages in a higher degree of risk that has to be assessed right from the start.
So when you’re looking for a way to manage the risks that your bar or tavern will face during operation you have to ask some questions first:
What is the approximate value of your bar, including the property, fixtures and contents?
The best way to evaluate these costs is to consider the value of replacing your entire bar, including the equipment, coolers, the décor, stock, property, building and all other things if your business would get destroyed overnight.
What part of the business turnover will the alcohol take?
The insurance company will certainly require you to provide reports of your sales. In overall, if the alcohol takes about 50% of your overall turnover or more, the cost of insuring your business will be more expensive. So make sure you know the exact percentage of alcohol sales in your bar.
Will you feature any recreational activities at your bar?
Featuring certain recreational activities may give you a hard time getting your bar insured with some companies, and if you will still manage to find a policy, the rates will be higher. Insurance companies assess recreational features such as dance poles, trampolines, pyrotechnics, rock walls, swimming pools and any other distractions as quite risky features that will raise the likelihood of an insurance claim.
Will you hire someone else?
If your bar will feature additional workers besides you, you will certainly require workers’ compensation insurance with your small business insurance policy, and it maybe even important to get group health insurance as well.
Does you state have special dram shop liability laws?
Laws can differ significantly from one state to another, and this also concerns the liability to a third party in case of injuries inflicted by a drunken person at your bar. So it is highly recommended to study the local framework before you actually purchase and y specific coverage regarding this type of liability.
Will your business have a vehicle?
In case your bar or restaurant will have its own vehicle used for stock delivery or other business purposes then you will have to buy commercial auto insurance for this vehicle as well, otherwise it won’t be covered by a standard auto insurance policy. Using your personal transport for these purposes is not forbidden but you risk being denied of coverage in case of an accident.
Is your bar located in a risky area?
If your business is located in an area that is prone to natural calamities you have to include additional coverage to your small business insurance as well. Sure, it may be a great thing to have a few cocktails right at the beach but will your bar get covered properly when the hurricanes come? Make sure it does when buying small business insurance.
Will you serve any foods at the bar?
See if your bar or tavern will serve any foods and include respective coverage into your policy.
Insuring your bar or tavern
Posted on December 21, 2011
Filed Under Business, Finance, Loan, Long Term Financial Plan, Marketing Strategy, Product, Promotion, Sales, Saving Money, Uncategorized | Leave a Comment
When trying to insure your bar, tavern or any other place that sells alcohol, the most important thing is to plan everything ahead. By selling alcohol to the public your business automatically engages in a higher degree of risk that has to be assessed right from the start.
So when you’re looking for a way to manage the risks that your bar or tavern will face during operation you have to ask some questions first:
What is the approximate value of your bar, including the property, fixtures and contents?
The best way to evaluate these costs is to consider the value of replacing your entire bar, including the equipment, coolers, the décor, stock, property, building and all other things if your business would get destroyed overnight.
What part of the business turnover will the alcohol take?
The insurance company will certainly require you to provide reports of your sales. In overall, if the alcohol takes about 50% of your overall turnover or more, the cost of insuring your business will be more expensive. So make sure you know the exact percentage of alcohol sales in your bar.
Will you feature any recreational activities at your bar?
Featuring certain recreational activities may give you a hard time getting your bar insured with some companies, and if you will still manage to find a policy, the rates will be higher. Insurance companies assess recreational features such as dance poles, trampolines, pyrotechnics, rock walls, swimming pools and any other distractions as quite risky features that will raise the likelihood of an insurance claim.
Will you hire someone else?
If your bar will feature additional workers besides you, you will certainly require workers’ compensation insurance with your small business insurance policy, and it maybe even important to get group health insurance as well.
Does you state have special dram shop liability laws?
Laws can differ significantly from one state to another, and this also concerns the liability to a third party in case of injuries inflicted by a drunken person at your bar. So it is highly recommended to study the local framework before you actually purchase and y specific coverage regarding this type of liability.
Will your business have a vehicle?
In case your bar or restaurant will have its own vehicle used for stock delivery or other business purposes then you will have to buy commercial auto insurance for this vehicle as well, otherwise it won’t be covered by a standard auto insurance policy. Using your personal transport for these purposes is not forbidden but you risk being denied of coverage in case of an accident.
Is your bar located in a risky area?
If your business is located in an area that is prone to natural calamities you have to include additional coverage to your small business insurance as well. Sure, it may be a great thing to have a few cocktails right at the beach but will your bar get covered properly when the hurricanes come? Make sure it does when buying small business insurance.
Will you serve any foods at the bar?
See if your bar or tavern will serve any foods and include respective coverage into your policy.
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